Need Protection from Your Creditors?

Are you sick of being in credit card debt? Sick of paying double digit interest for being late one time. Sick of your creditors not listening to you even though you have been a good paying client? Are you living in fear that you can't make your next credit payment because you lost your job, got divorced or maybe poor health has made your life more difficult. It is time to that you know we are here for you.read more

IS THERE A LEGAL WAY TO NOT PAY & NOT WORRY ABOUT IT?

YES THERE IS...
Is your head splitting because you are in so much debt? Could it possibly be that all the credit card companies that you were brought up to trust have turned on you? Or could it be that they have never told you the truth…about interest rates..about universal default…about your rights… about everything concerning your financial future? Does it all seem surreal? Do you feel betrayed? Who do you trust? Let’s look at some facts.

To be plain and simple…they lied to you. For example, on December 16th, 2008, the Center for Responsible Lending released information about two credit card industry practices that have been costing you more money, but you probably didn’t even know about them, let alone understand them.

If you are here looking for a reason NOT to file BK, let me assure you, you have come to the right place. New legislation was passed in 2005 that makes it nearly impossible to qualify for Chapter 7. Let’s start with a stat we’re pretty sure you are not familiar with: Credit Counseling Fact: Did you know Consumer Credit Counseling has a 90% FAILURE RATE? This includes the so called "non-profit" Consumer Credit Counseling companies the (CCC).

First, the petitioner must now obtain a letter from a non-profit (CCC) company stating that they have tried unsuccessfully to get out of debt with a (CCC). What a JOKE! These so called “non-profit” companies were conceived of by banks to keep consumers paying as long as possible. No real surprises though, we all know the seed does not fall far from the tree…and this bill is a dream come true for your creditors. In fact, they have been trying to get a bill like this passed for years.

Second, Chapter 7 Bankruptcy is a liquidation proceeding in which the debtor’s non-exempt assets are sold by a trustee and the proceeds are distributed to creditors according to the priorities established in the Code. In other words, some of your property will be sold to wipe out some of your debt. You do not get to keep all of your things and not pay for it, as some would believe. This is why chapter 7 only covers unsecured debt. read more

Our system is streamlined to allow you to have protection from your creditors – and from all civil lawsuits – in place within a matter of days, not weeks, months or years as in some so-called debt elimination program.

We give you all the right tools for you to control creditors that would even think about trying to collect after entering our program. Creditors have at there disposal collection Attorney's and agencies just itching to come after you. The original Creditor gives the collector a detailed credit file on you that they can tell everything about your credit history. Creditors do not care about breaking Federal or state Law in trying to collect any alledged debt owed to them.

The bottom line is all you are to a creditor is a dollar sign and doesn't care about you other then your signature to creat money for them.
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